Fort Lauderdale
mold claims
Fort Lauderdale Mold Damage Insurance Claim Lawyers
Mold damage claims are more common than one may think. It can silently invade your property, destroy structural components, and cause serious health issues, including respiratory problems, skin irritation, and chronic fatigue. The worst part? Your homeowners’ insurance may try to deny or minimize your mold damage claim.
At Schilling & Silvers Personal Injury & Car Accident Lawyers, we help Fort Lauderdale residents and businesses fight back when mold claims are unfairly denied. If you’re dealing with toxic mold growth in your home or commercial property, we’ll help you hold your insurance company accountable and pursue the compensation you deserve. Call 954-703-1325 for a free consultation. You don’t pay unless we win.
We’re Ready When You Are
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
Get a Free Consultation
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
1-800-223-CALL
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
(954) 225-8717
Toxic Mold Can Wreck Your Home and Health. We’re Here to Help.
With South Florida’s year-round humidity, heavy rains, and hurricane activity, mold growth is a common problem for homeowners in Fort Lauderdale. Mold thrives in dark, damp environments, such as crawl spaces, attics, behind drywall, and under floors. This can make early detection difficult and remediation costly. If left unchecked, mold can:
- Eat away at drywall, insulation, and wooden beams
- Decrease your property value
- Trigger asthma and respiratory illness
- Create unsafe living conditions for children, the elderly, and immunocompromised individuals
Why Insurance Companies Deny Mold Claims
Even though mold is a widespread issue in Florida, many home insurance policies exclude or restrict mold coverage. Some insurers will:
- Claim mold was caused by negligence or poor maintenance
- Blame long-term leaks or pre-existing issues
- Downplay the extent of contamination
- Apply strict coverage caps
- Deny claims due to minor technicalities
Don’t let the insurance company take advantage of you. Our Fort Lauderdale mold damage attorneys know the tactics insurers use, and how to fight back.
How We Can Help with Your Mold Damage Claim
At Schilling & Silvers, our legal team of mold damage attorneys will:
- Review your homeowners or commercial insurance policy
- Gather evidence of the source and extent of mold damage
- Document the timeline to prove you acted promptly
- Work with mold remediation experts to validate your claim
- Negotiate directly with your insurance company
- File suit if necessary to recover full compensation
Whether you’re dealing with toxic black mold, mold from roof or pipe leaks, or mold following water or flood damage, our team will handle your claim from start to finish.
Common Causes of Mold Growth in Florida Homes
Mold thrives in moist, humid environments, and Fort Lauderdale provides the perfect climate for it. Common causes include:
- Roof or plumbing leaks
- Flooding from storms or hurricanes
- Improperly sealed windows and doors
- HVAC issues or poor ventilation
- Water intrusion in basements or crawlspaces
The Schilling & Silvers mold damage attorneys in Fort Lauderdale are experienced in tracing mold back to its source. This is critical when proving your claim to an insurance company.
Serving Fort Lauderdale and Beyond
We proudly serve Fort Lauderdale homeowners and business owners in neighborhoods like Victoria Park, Coral Ridge, Tarpon River, and Rio Vista, as well as nearby cities including:
- Miami
- Pompano Beach
- Plantation
- Weston
- Hialeah
- Sunrise
- Davie
- Fort Myers and more
Don’t Let Mold Destroy Your Property or Your Peace of Mind
Insurance companies may try to minimize or deny your claim, but that doesn’t mean you’re out of options. Whether you’ve just discovered mold or you’re fighting a denied claim, the Fort Lauderdale mold damage attorneys at Schilling & Silvers are ready to help. Call 954-703-1325 for a free, no-obligation consultation. No recovery, no fee.
Real Stories. Real Results.
What Our Clients Say
We treat every client like family — and it shows. Here’s what real people have to say about working with The Bald Injury Lawyers.
Mike Evans
We hired Schilling & Silvers Personal Injury & Car Accident Lawyers after being unable to reach an acceptable settlement with an insurance company. Aaron handled everything professionally, kept us informed regularly, and quickly negotiated the settlement we were looking for. I would highly recommend Schilling & Silvers Personal Injury & Car Accident Lawyers for your legal needs!
Farrah Caroll
I hired Schilling & Silvers Personal Injury & Car Accident Lawyers to help with my Insurance claim. Mr.Silvers was able to get my case settled fairly quickly. He was very professional.i would recommend him in the future to anyone needing assistance with claims. Thank you so much.
Elizabeth
Just want to say that Aaron, Jed, Jeremy, and their staff were professional, helpful, and most importantly effective in their handling of our case. I wouldn’t hesitate to recommend their firm for anyone who is looking to an expedient and fair resolution to their property insurance dispute.
Fort Lauderdale Mold Claims FAQ
Still feeling unsure? More questions? These might help!
Does homeowners insurance cover mold damage?
It depends. Many standard Florida homeowners’ policies exclude mold damage unless it’s caused by a covered peril, like a burst pipe or storm-related water damage. Some policies include limited mold coverage through endorsements or riders.
What should I do if I find mold in my Fort Lauderdale home?
If you find mold in your home, there are several steps you can take:
- Document the mold growth with photos and videos
- Contact a certified mold inspector or remediation expert
- Review your insurance policy
- File a claim promptly
- Contact a Fort Lauderdale mold damage attorney to ensure your rights are protected
Why was my mold damage claim denied?
Insurance companies often deny claims by alleging:
- Mold was caused by neglect
- You waited too long to file
- Mold existed before your policy took effect
- The source of water damage is not covered
Our mold damage lawyers can investigate the denial and help you appeal or file suit if necessary.
Is mold dangerous to my health?
Yes. Toxic mold can cause:
- Asthma and allergic reactions
- Chronic headaches and fatigue
- Skin rashes
- Eye and throat irritation
- In severe cases, long-term exposure may cause neurological problems or lung infections.
How long do I have to file a mold claim in Florida?
In most cases, you have up to three years from the date of loss to file a property damage claim, including mold. However, the longer you wait, the harder it can be to prove the cause and extent of damage.