Fort Lauderdale
Fort Lauderdale Hurricane Damage Attorneys
Meet Your Trusted Fort Lauderdale Hurricane Damage Insurance Lawyer
When hurricane damage strikes, roofs are torn off, floodwaters rush in, power is lost, and your sense of security vanishes in an instant. If your home or business has suffered damage from a major storm, you’re likely facing a mountain of stress: damaged property, confusing insurance paperwork, and delays that only make things worse. Whether you live near Las Olas, Victoria Park, or Coral Ridge, your property is at risk, and your insurance company knows it. That’s why you need a legal advocate who knows how to fight in your corner when disaster strikes.
At Schilling & Silvers Personal Injury & Car Accident Lawyers, our Fort Lauderdale hurricane damage attorneys are here to take that weight off your shoulders. We fight for homeowners across South Florida to make sure their insurance providers honor their policies, pay fair settlements, and don’t get away with wrongful delays or denials. Call us today at (954) 703-1325 for a free consultation. You don’t pay unless we win.
We’re Ready When You Are
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
We’re Ready When You Are
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
1-800-223-CALL
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
(954) 225-8717
Common Types of Hurricane Damage in Fort Lauderdale
Insurance companies may smile in their commercials, but in the aftermath of a storm, they often delay, underpay, or outright deny valid claims. Schilling & Silvers has helped clients recover six-figure settlements for storm damage because we know how to navigate Florida’s complex insurance landscape and fight back against corporate tactics.
Our team is equipped to handle every aspect of your hurricane insurance claim, including these destructive elements:
- Wind damage: From ripped-off shingles to collapsed structures.
- Flooding: Ruins flooring, drywall, furniture, and electrical systems.
- Storm surge: Saltwater intrusion can erode foundations and ruin landscaping.
- Mold: Often a secondary consequence of water damage.
- Tornadoes: Sometimes spawned during hurricanes, causing concentrated destruction.
Each of these can leave your home uninhabitable and your life upended. You don’t need to go through the claims process alone. Contact Schilling & Silvers to get started.
What to Do After Hurricane Damage in South Florida
After a major storm, here’s how to protect your home, and your rights:
- Ensure your safety: Wait for authorities to declare the area safe.
- Document everything: Take photos/videos of damage inside and out.
- Prevent further damage: Board up windows or place tarps if safe to do so.
- Keep all receipts: Especially for hotels, repairs, or emergency supplies.
- Report the claim: Notify your insurance company as soon as possible.
- Call a hurricane damage attorney: Get professional guidance before speaking with adjusters or signing any documents.
Understanding Hurricane Insurance Coverage in Florida
In Florida, homeowners typically rely on a combination of policies to be fully protected:
- Windstorm coverage: Usually included in standard policies or added via endorsement.
- Flood insurance: Must be purchased separately, often through the National Flood Insurance Program (NFIP).
- Hurricane deductibles: Florida policies include separate, higher deductibles for named storms.
Still, many policies are written in vague or misleading language. The hurricane damage attorneys at Schilling & Silvers will review your policy line-by-line to identify what you’re entitled to.
Why Hurricane Damage Claims Get Denied in Florida
Schilling & Silvers is no stranger to fighting back denied hurricane damage claims. Throughout our dozens of years of experience with practicing hurricane damage law in South Florida, we’ve seen that it is common for insurance companies to:
- Blame damage on pre-existing issues
- Dispute whether a hurricane caused the loss
- Claim repairs were “unnecessary”
- Lowball your estimate based on internal adjuster metrics
We counter these tactics with independent adjusters, engineering reports, and, when necessary, aggressive legal action. Our priority is making sure you aren’t left with the bill after your insurer shirks their responsibility.
Speak With a Fort Lauderdale Hurricane Damage Lawyer Today
Real Stories. Real Results.
What Our Clients Say
We treat every client like family — and it shows. Here’s what real people have to say about working with The Bald Injury Lawyers.
Mike Evans
Mike Evans
We hired Schilling & Silvers Personal Injury & Car Accident Lawyers after being unable to reach an acceptable settlement with an insurance company. Aaron handled everything professionally, kept us informed regularly, and quickly negotiated the settlement we were looking for. I would highly recommend Schilling & Silvers Personal Injury & Car Accident Lawyers for your legal needs!
Farrah Caroll
Farrah Caroll
I hired Schilling & Silvers Personal Injury & Car Accident Lawyers to help with my Insurance claim. Mr.Silvers was able to get my case settled fairly quickly. He was very professional.i would recommend him in the future to anyone needing assistance with claims. Thank you so much.
Crystal McLaughlin
Crystal McLaughlin
Mr. Silvers and staff are wonderful. They keep you updated on your case. They have quick response time. I highly recommend Schilling & Silvers Personal Injury & Car Accident Lawyers
Fort Lauderdale Hurricane Damage Claims FAQ
What should I do immediately after my home is damaged by a hurricane?
Your first priority should be safety. After the storm has passed, document the damage with photos and video, make temporary repairs to prevent more loss, and keep all receipts. Then, contact a hurricane damage attorney before speaking with your insurer.
Does my homeowner’s insurance cover hurricane damage?
Most Florida policies cover wind damage from hurricanes but require a separate deductible for named storms. However, flooding is not covered unless you have a separate flood policy through NFIP.
Why did my hurricane insurance claim get denied?
Common reasons include: lack of evidence, “wear and tear” claims, missed deadlines, or disputes over coverage limits. If your claim was denied, our legal team can review the denial and fight for a reversal.
Can I still file a claim if it's been several weeks since the storm?
Yes, but time is critical. Florida law allows a limited time to file, and the longer you wait, the more evidence may disappear. If you’re unsure of your rights, contact us today for a free case review.
What does it cost to hire your firm?
We work on a contingency fee basis, meaning you pay nothing upfront and we only get paid if we win your case