Hurricane Ian Claims Attorney in Fort Lauderdale

Report a claim to your insurance company. Schilling & Silvers Property and Accident Attorneys can assist with the filing and handling of your claim.

Take photographs of all areas of the property (damaged and undamaged areas)

Secure personal belongings

Contact a mitigation company to the extent necessary to provide drying equipment and tarps.

Every insurance policy is different. It is important to consult with a professional who can provide insight and advice on what may or may not be covered under your Policy. Schilling & Silvers is happy to provide a free review of your policy.  

Generally speaking, the insurance company has 90 days to make a coverage decision. However, these are exceptions and extenuating circumstances in which that time-frame may be extended.

Many homeowners policies provide coverage for “additional living expenses” or those incurred as a result of the inhabitability of your home or inability to use certain aspects of your home for its intended use. For instance, if you have no electricity, your policy may provide coverage for food expenses and alternative living.

If the damage is a result of storm surge, the carrier is likely to argue that it is flood water and therefore, not covered. However, if wind-driven rain came into the Property, there may be coverage.