Fire damage claims can range from smoke and soot damage to the complete loss of property, yet all fire-related disasters leave emotional and financial scars. And when your insurance company delays, underpays, or denies your fire damage claim, the stress only multiplies.

At Schilling & Silvers Personal Injury & Car Accident Lawyers, we help Fort Lauderdale homeowners and business owners navigate the fire damage claims process from start to finish. Whether your claim was recently filed, delayed, or denied altogether, our fire damage attorneys in Fort Lauderdale will fight to get you the compensation you need to rebuild. Call 954-703-1325 today for a free consultation. No fees unless we win your case.

Why You Need a Fort Lauderdale Fire Damage Attorney

Insurance companies don’t always act in good faith, especially when it comes to high-value claims like fire damage. They may:

  • Dispute the cause of the fire
  • Underestimate your losses
  • Blame the homeowner for negligence
  • Deny or delay your claim without reason

That’s where we step in. Our experienced team of fire damage attorneys at Schilling & Silvers knows how to handle insurers who prioritize profits over people. We’ve helped countless South Florida families and business owners recover after devastating fires, and we’re ready to help you too.

What to Do After a Fire in Fort Lauderdale

If your property has been damaged by fire, here are the most important steps to take:

  1. Ensure Safety First: Evacuate the area and make sure everyone is safe. Wait for fire department clearance before re-entering your property.
  2. Prevent Further Damage: Board up broken windows, cover exposed areas with tarps, and secure the premises if possible. Insurance companies expect policyholders to mitigate additional damage after the fire.
  3. Document Everything: Take detailed photos and videos of all fire, smoke, and water damage. Start compiling a list of damaged or destroyed items, including furniture, electronics, personal property, and more.
  4. Contact Your Insurance Company: File your claim promptly. Your insurer will assign an adjuster to assess the damage. Before they arrive, make sure you’ve documented everything.
  5. Speak with a Fort Lauderdale Fire Damage Lawyer: Whether you’re just starting your claim or facing an unfair denial, the fire damage lawyers at Schilling & Silvers will help you understand your rights and fight for the compensation you deserve.

Common Reasons Fire Claims Are Denied & How We Help

Insurance companies use many tactics to deny or reduce fire claims. Some of the most common reasons include:

  • Allegations of homeowner negligence
  • Claims the fire was intentionally set
  • Disputes over the cause of the fire
  • Claims filed outside policy deadlines
  • Insufficient documentation of loss

If your insurer has denied your claim unfairly, don’t give up. Our Fort Lauderdale fire insurance attorneys can appeal your claim, negotiate with the insurer, or file a lawsuit if necessary. Here’s how the fire damage lawyers at Schilling & Silvers have helped clients with their case:

  • Review and interpret your insurance policy
  • Document and evaluate property damage
  • Help you prepare and submit a detailed claim
  • Negotiate with the insurance company
  • Represent you in appeals or litigation, if needed

We handle residential and commercial fire damage claims in Fort Lauderdale and throughout South Florida.

We Serve Fort Lauderdale and Surrounding Cities

Our Fort Lauderdale fire damage lawyers also represent clients in:

  • Pompano Beach
  • Miami
  • Weston
  • Plantation
  • Hialeah
  • Sunrise
  • Davie
  • Fort Myers
  • And other South Florida communities

Don’t Let the Insurance Company Burn You Twice

Let Schilling & Silvers take on the fight with the insurance company while you focus on recovery. Whether your fire damage claim was denied, delayed, or you’re just starting the process, our team is ready to stand by your side. Call Schilling & Silvers Personal Injury & Car Accident Lawyers at 954-703-1325 for a free, no-obligation consultation. We don’t get paid unless you do.

Fire Damage Claims Frequently Asked Questions

Still feeling unsure? More questions? These might help!

What types of property are covered under a fire claim?

Fire claims can cover a wide range of property types, including homes, condos, rental units, commercial buildings, vehicles, personal belongings, electronics, and more, depending on your policy.

How long do I have to file a fire claim in Florida?

In Florida, you generally have up to three years from the date of the loss to file a property damage insurance claim. However, it’s best to file as soon as possible to avoid disputes or delays.

What should I do if my fire claim was denied?

Contact an attorney immediately. We can help you review the denial letter, gather additional evidence, and file an appeal or lawsuit if necessary. Don’t accept an unfair denial without a second opinion.

What if the insurance company says I was at fault for a fire?

Negligence is a common reason insurers deny fire claims. But proving negligence is complicated. Our lawyers can review your policy and help defend against these accusations.

Do I need to use specific contractors after a fire?

No, you have the right to choose your own licensed contractor. However, using professionals experienced in fire restoration is recommended to ensure quality repairs and proper code compliance.

Based in Fort Lauderdale.

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