If your home has been damaged by water, it is essential to know what your insurance policy covers. Unfortunately, many people do not realize that their homeowners’ policy may cover water damage, even from storms like Hurricane Milton or Hurricane Helene.
However, not all water damage is covered by insurance. You must speak with one of our experienced Fort Lauderdale water damage lawyers if your water damage claim has been denied.
At Schilling & Silvers Personal Injury & Car Accident Lawyers, our legal team can help you understand your rights and guide you through the process of filing a Fort Lauderdale homeowners’ insurance claim and/or a lawsuit against your insurance company.
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Have you ever had a plumbing leak that ruined carpeting or damaged drywall? If so, you know how frustrating it can be to deal with the aftermath. Water damage is one of the most common insurance claims, but it is also one of the most difficult to deal with.
Our water damage attorneys in Fort Lauderdale have extensive experience handling water damage claims and we will fight for you to get the settlement you deserve.
There are many ways that water can cause property damage, including:
- Plumbing leaks
- Leaking roofs
- Flooding
- Severe weather
- Burst pipes
- Toilet issues
- Defective windows
Each situation is unique, and our lawyers will take the time to review your policy and help you interpret the coverage. We will also help you document the damage and file a claim with your insurance company.
Most importantly, we will be by your side every step of the way to ensure you get the settlement you deserve. If you have been affected by water damage and are fighting to get the most out of your insurance claim, do not go through it alone. Call our experienced team of Fort Lauderdale water damage lawyers, and we’ll make sure you get what you deserve.
Contact Schilling & Silvers Personal Injury & Car Accident Lawyers today at 1-800-223-CALL.

We live in the Sunshine State, yet water damage is always a concern. Whether it is a hurricane or a broken pipe, water can cause severe damage to a home or business.
That is why it is crucial to have insurance coverage that will protect you in the event of water damage. Most homeowners and commercial business policies in Florida will cover damage caused by storms and broken pipes.
However, there are some exceptions. For instance, flood water damage is not typically covered under a standard homeowners’ policy and requires separate insurance. If you’re concerned about water damage, be sure to check your policy carefully to see what is and is not covered.
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Filing a Claim
One of the most common issues is water damage from a broken pipe or a severe storm. If you live in Florida, you’re all too familiar with the latter.
If you do find yourself in this situation, there are a few things you can do to make the process go as smoothly as possible.
First, take photos or videos of the damage. This will help document what needs to be repaired or replaced.
Second, make a list of all the damaged items, including their value. This will give your insurance company an idea of the extent of the damage.
Finally, don’t try to repair the damage yourself; leave it to the professionals. Following these steps can help ensure that your insurance claim is processed quickly and efficiently.

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Water Damage FAQs
Still feeling unsure? More questions? These might help!
What are the common water damage insurance policy exclusions in Florida?
Some common water damage insurance policy exclusions in Florida can include damage caused by flooding, sewer backup, and gradual water damage. It is important for homeowners to carefully review their policy and understand the specific coverage and exclusions.
How to Dispute a Denied or Underpaid Water Damage Insurance Claim in Florida
If a water damage insurance claim is denied or underpaid, homeowners in Florida have several options to dispute the decision, including filing a formal appeal with the Insurer, complaining to the Florida Department of Financial Services or hiring an attorney to assist with the claim. As the process is quite stressful and involves a lot of legal jargon, it is always advised to hire a competent water damage insurance claims law firm such as Schilling & Silvers Personal Injury & Car Accident Lawyers.
What types of damages can I recover in a water damage claim?
In a water damage claim, you may recover damages for property repairs, replacement of damaged items, and additional living expenses if you cannot stay in your home during repairs. An experienced claims processing law firm such as Schilling & Silvers Personal Injury & Car Accident Lawyers can help you determine the types of damages you may be able to recover.
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If your home or business has been damaged by water, you may be entitled to compensation from your insurance company.
However, insurance companies are often reluctant to pay out on water damage claims and may deny your claim outright.
If this happens, it is important to have an experienced water damage attorney on your side. Schilling & Silvers Personal Injury & Car Accident Lawyers Property and Accident Attorneys has helped countless homeowners and businesses in Florida get the compensation they deserve.
Our water damage attorneys in Ft. Lauderdale know the ins and outs of the insurance claims process, and we’ll fight to get you the settlement you need to rebuild. Don’t let the insurance company take advantage of you-call Schilling & Silvers Personal Injury & Car Accident Lawyers today at 1-800-223-CALL.
In addition to Fort Lauderdale, our attorneys also serve Pompano Beach, Miami, Weston, Plantation, Hialeah, Sunrise, Davie, Fort Myers, and more.
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