Plumbing-related water damage can affect your property in various ways. Some of the most common reasons for a water leak claim in South Florida include:

• Leaking or burst pipes
• Faulty water heaters
• Broken or corroded plumbing fixtures
• Overflowing sinks, toilets, or bathtubs
• Slab leaks beneath flooring
• Leaks in supply or drainage lines
• Undetected moisture buildup in walls or ceilings

These leaks often result in significant damage, including ruined flooring, drywall, cabinetry, furniture, and personal belongings. If left untreated, they can also lead to structural issues and mold growth, which can complicate claims and increase repair costs.

Insurance Coverage for Water Leak Damage

While most homeowners and commercial property policies cover sudden and accidental water leaks, there are important exclusions and limitations to be aware of. Insurance companies may try to deny or minimize your claim by arguing that:

• The damage was due to wear and tear or lack of maintenance
• The leak occurred over a long period of time and was not reported promptly
• The property owner failed to take necessary steps to prevent further damage

At Schilling & Silvers, we know how to challenge these defenses and advocate for a fair and full recovery on your behalf